How to calculate household damages using the Schulz-Borck/Hofmann table
If you suffer physical injuries due to the fault of another person, such as in a traffic accident, you may be entitled to compensation for the impairment of your ability to perform household tasks. This is called household damages and can be calculated using different methods. One of them is the Schulz-Borck/Hofmann table, which is based on a complex system of factors that take into account the number of persons in the household, the hours of household work required, the degree of disability and the quality of living standards. In this article, we will explain how to use this table to estimate your household damages.
What is household damages?
Household damages are a form of non-pecuniary damages that compensate you for the loss or reduction of your capacity to carry out your usual household activities, such as cooking, cleaning, shopping, etc. These activities are considered part of your personal well-being and contribute to your family maintenance. If you are injured and unable to perform them as before, you suffer a disadvantage that deserves compensation.
Household damages can be divided into two categories: actual and fictitious. Actual household damages occur when you hire a household helper who performs the tasks for you and charges you for their services. In this case, you can claim the actual costs as damages. Fictitious household damages occur when you do not hire a helper, but instead rely on friends or relatives who help you for free, or when you leave the household tasks undone until you recover. In this case, there is no real cost, but only an estimated value of your impairment. This value has to be determined by the court using various methods.
How to use the Schulz-Borck/Hofmann table?
One of the methods that courts use to estimate fictitious household damages is the Schulz-Borck/Hofmann table. This table was developed by two German experts in 1974 and has been updated several times since then. It is based on empirical studies and statistical data that reflect the average time and effort required for different household tasks depending on various factors.
The table consists of four main steps:
Determine the number of persons in the household and their age groups.
Determine the total hours of household work per week according to the quality standard of living (from 1 = simple to 5 = luxurious).
Determine the percentage of disability according to the medical report.
Determine the hourly rate according to the regional wage level.
The result is the weekly amount of household damages, which can be multiplied by 52 to obtain the annual amount.
Suppose you live in a household with three persons: yourself (40 years old), your spouse (42 years old) and your child (10 years old). You have a quality standard of living of 3 (average). Due to a car accident caused by another driver, you suffer a permanent disability of 20%. The average hourly wage in your region is 17 euros.
Using the Schulz-Borck/Hofmann table, you can calculate your household damages as follows:
The number of persons in your household is 3 (one adult male, one adult female and one child).
The total hours of household work per week according to quality standard 3 are 55.5 hours (see Table 1).
The percentage of disability is 20%.
The hourly rate is 17 euros.
The weekly amount of household damages is: 55.5 x 0.2 x 17 = 188.7 euros
The annual amount of household damages is: 188.7 x 52 = 9812.4 euros
The Schulz-Borck/Hofmann table is a useful tool to estimate your household damages if you are injured due to someone else's fault. However, it is not a binding formula and courts may use other methods or adjust the factors according to the specific circumstances of each case. Therefore, it is advisable to consult a lawyer aa16f39245